payment options
Friendly Diamonds offers a variety of payment methods for purchasing lab diamonds and diamond jewelry to provide a smooth and hassle-free buying experience. All prices on our website are in US dollars.
Customers can pay the entire amount in one go using any of the listed payment methods or they can choose Split The Payment method to split their total order into two payments using separate debit or credit cards. The first payment must be at least 51% of the total, and the remaining amount can be paid with another card.
Modes of Payment
Credit Card & Debit Card
We accept Visa, MasterCard, American Express, as well as other major credit cards & debit cards. If a payment fails, the order will be automatically canceled. The failure may happen due to insufficient funds in their bank account or if the amount charged exceeds their credit limit. Customers are advised to contact their bank in case their payment is rejected and try again once the bank approves the transaction.
Affirm Monthly Payments
Affirm Financing lets you split your purchase into multiple monthly payment plans with rates starting as low as 0% APR for well-qualified buyers. The process is fast, simple, and transparent with no hidden fees. At checkout, simply select Affirm and enter a few basic details to receive a real-time financing decision. Your approved interest rate (APR) is based on your credit profile and eligibility.
Offer subject to credit check and approval. Minimum monthly payments are required. Financing options depend on your purchase amount, and a down payment may be required in some cases. For full details, visit the Affirm Payments website.
Please Note: Affirm financing is available only for orders shipping within the United States.
How Does It Work?
- Choose Affirm at checkout
- Select a repayment plan of 2, 3, 4, or 6 months.
- Interest rates range from 0% APR to higher APRs, depending on eligibility.
- Payments are made monthly according to the selected plan.
- There are no late fees or hidden charges.
Eligibility Requirements:
To use Affirm, customers must:
- Be a resident of the United States or U.S. territories
- Be at least 18 years old (19 if you’re a ward of the state in Nebraska)
- Have a valid Social Security number
- Own a U.S.-registered phone number that can receive SMS.
PayPal Express
Streamline your checkout experience with PayPal Express. Simply click the PayPal button, log in to your account, and confirm your purchase—no need to manually enter payment details. Enjoy the same PayPal protections and benefits with fewer clicks for a faster, more convenient shopping experience.
Bank Wire
All Bank Wire payments across the United States enjoy a 2% discount pre-tax on their cart value. Once a Bank Wire order is placed, an email with the details of the wire transfer information is sent to the customer's registered email ID. Upon making the wire transfer, the customer is requested to send an email to customerservice@friendlydiamonds.com with the payment receipt.
Banks may take a few days to process the Bank Wire transaction. Customers will receive an order confirmation email once we have received the payment at our end. Please note that the order will only be processed once the payment is received. The shipping timeline for the order starts from the date of payment received.
Our bank wire details are mentioned below:
Company Name: Friendly Diamonds Inc
Address: 551 5th Avenue, 31st Floor, New York, NY 10176
Bank: Chase Bank
Account Number: 713905039
Routing Number: 021000021
Please note that a Bank Wire transfer and an ACH transfer are different. Friendly Diamonds does not accept ACH transfers.
Klarna – Buy Now, Pay Later
Klarna lets you shop today and pay over time with flexible, easy payment options. Simply choose Klarna at checkout, get instant approval, and complete your purchase in just a few clicks. You can choose to pay in 3 or 4 interest-free payments where your total is split into equal parts. The first payment is made at checkout, and the remaining payments are automatically charged at regular intervals, making budgeting simple and hassle-free.
There’s no upfront payment at checkout, giving you time to ensure your purchase feels right before completing the payment. All your payments can be easily tracked and managed through the Klarna app, making the entire experience smooth, transparent, and stress-free.